2025 Median Income Limits: Powerful Increase
The median income limits for Chapter 7 bankruptcy means test were released and decide who can file Chapter 7 bankruptcy. These numbers will update again for California median income.
Your Home and Bankruptcy: 2025 update for new homestead exemption
You can keep your home, or lose your house, or save your home in a bankruptcy., depending. New California exemption may help, maybe. See why.
Chapter 7 Bankruptcy | Fresh Start
Chapter 7 bankruptcy is the type of bankruptcy where you don't pay back your debt if you can demonstrate you can't afford to, but you may lose things.
Fraudulent Transfer in California Pitfalls to Avoid in Bankruptcy
Fraudulent transfer in a California bankruptcy can get your family sued as a voidable transfer. A fraudulent conveyance doesn't need fraud, due to the new UVTA to avoid transfers.
Bankruptcy and Liens – Powerful Use of 522 to Free Up a House
Bankruptcy discharges most debt. But what about judgments, bankruptcy and liens? Sometimes you can go back and clear an old lien.
Bankruptcy Process | A Road Map
Chapter 7 process is a template which can vary case to case. This is grossly over-simplified, but at least can provide a basic road map to where we're headed.
Avoid Bankruptcy | 6 Key Bankruptcy Alternatives
Bankruptcy should be a last resort. People want to avoid bankruptcy. Sometimes life happens. So, here are some bankruptcy alternatives.
Chapter 13 Bankruptcy | Best Debt Consolidation for Now
Chapter 13 is a debt consolidation plan where you pay a bankruptcy trustee. It's fixed payments for a fixed time. At the end, all unpaid debt is forgiven.
Statement of Intention in Chapter 7 Bankruptcy – No Free Cars
Statement of Intention is where you put yourself back on the hook to owe a debt that would otherwise be cleared in bankruptcy. But you don't get a free car.
Reaffirm Debt & Reaffirmation Process
Reaffirmation is where you promise to keep owing debt. The reaffirmation process varies state to state, but generally, the reaffirmation process goes like this.